The Sick System: Finding Health Coverage

Health coverage is an important factor to consider during the job hunt, particularly for new graduates approaching the age threshold in the United States; until age 26, young adults are able to be covered under a parent’s health insurance. 2014 brings with it more options for the individual who may not have the opportunity for a parent’s coverage, but the interim three years pose a difficulty. Fewer employers are offering health packages for their employees, especially in the case of small businesses. Even with the option to purchase health insurance through an employer or private party, the cost is often far beyond reasonable for a typical entry-level position. Short of seeking asylum in a country with free health care, the options are limited.

Prospecting for Coverage
Perhaps the second question to ask prospective employers after “How much does the position pay?” is “What are the options for health insurance?” If coverage is available, asking for information about the company providing coverage, waiting periods, and employer contributions may be prudent; once armed with the company name, the internet can provide a comprehensive view of the type of customer service the company provides and its typical package options. Research may provide clarity when gauging whether or not to accept a position, particularly in the case of existing medical problems that require treatment. Unfortunately, until a fairer health coverage system is instigated, a dream jobs may be in jeopardy if that position is without insurance.

Alternative Medicine
Recent studies suggest that diet, exercise, and a chemical-free lifestyle are truly the only methods needed to maintain health. As profit-driven pharmaceutical scams come to light, many of which involve problem-causing drugs marketed as treatments, the entire approach of modern day health care begins to break down. Alternative methods of health care are available that cater towards fixing the individual’s health problems rather than creating a dependency on expensive drugs that have no sufficient documentation of long-term effects; unfortunately, health coverage is still undeniably necessary in the case of an accident.  Without insurance, the cost of an ambulance ride alone is nearly $1000 in some areas of the country.  

The Policy Barrier
Until there is a standardized system of truly affordable health care available to every individual–regardless of age, medical conditions, and income–it’s up to the individual to remain as healthy as possible.  As aforementioned, diet and exercise play a critical role in maintaining health, as well as in  managing the stress of job hunting or working. Alternative herbal treatments may provide relief of symptoms typically addressed with over the counter remedies, such as allergies or colds, without the added expense.  In the information age, medical conditions are easy to research online once diagnosed; becoming one’s own critic to examine lifestyle choices causing illness may be more beneficial than a meeting with a profit-driven doctor to address the issues with pills.  Although there is danger in self-diagnosis, the policy barrier makes doing so a necessity at times.  Until 2014, coping and hoping for the perfect job with the perfect coverage is the newly graduate’s plight to bear.

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  1. Church
    Posted May 16, 2011 at 4:41 pm | Permalink

    Here’s hoping for universal health care in America.

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